How long will my money last

Dynamic withdrawals. Learn More. Fees 0. Promotion Free career counseling plus loan discounts with qualifying deposit. Promotion Up to 1 year of free management with a qualifying deposit. The income floor strategy. Not quite ready to retire? On a similar note Dive even deeper in Investing.

Explore Investing. Get more smart money moves — straight to your inbox. This can be as simple as compound interest. However, there is another, often ignored, aspect of planning for a financially secure future. What happens as you withdraw money? How long will my money last? The important elements of the answer to these questions are the level of withdrawals and the earnings rate on the funds.

In general, if you withdraw less than what you are earning, your funds will last forever. If you withdraw more than you are earning, at some point you will deplete your assets.

Following is a chart showing how many years your money will last at different withdrawal rates and different earnings rates. Using the information in this chart can help give you a better understanding of what it will take to afford a financially secure retirement. The default figures shown are hypothetical and may not be applicable to your individual situation.

The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. Make this My Branch.

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